Frequently Asked Questions

tranch is a finance and payments platform that enables fast-growing businesses to take advantage of a new form of flexible financing. We allow companies to pay for expenses like SaaS, cloud hosting and professional fees, then spread the cost out over time. In short, we allow companies to Grow Now and Pay Later.

We’re reinventing flexible payments by providing 30-day rolling credit lines, so you can spread out large expenses into manageable pieces. After you connect your bank account(s) on the tranch platform, we provide you with a commitment-free credit line of up to 250000. You can upload any invoice and - once it has been approved - we pay your supplier directly. You pay us back over 3-12 months.

If you have a large expense and you’re looking for a more flexible way to pay it — tranch is right for you! tranch works for companies of all shapes and sizes, from early stage startups to large companies and everything in between. To see what tranch can do for your business, sign up to get your commitment-free credit line. There’s no cost to join tranch and no obligation to upload an invoice - even after you receive an indicative credit line.

When you link your accounts, our systems only look into your high-level business data and transactions. We never see your passwords and all our data is hosted on secure systems. In addition, our terms of service dictate our strict confidentiality obligations to you; this saves you from having to sign a non-disclosure agreement between us while ensuring your data is treated with the utmost security and care.

We pride ourselves on redesigning financing journeys with a focus on growing businesses. Say goodbye to endless credit applications: our one-stop platform enables you to spread any invoice over 2-12 months. Our 'Pay with tranch' enables suppliers to offer seamless flexible financing to their customers.

We are currently able to spread invoices for companies in the US (within the majority of states) and for UK limited companies. We pay suppliers in the US, Canada, UK and mainland Europe.

Yes you can earn a 250 gift card for every new company you invite that uses Pay with tranch for an invoice over 5000. The person you invited will also be given a 250 gift card. Terms apply, see more here.

You can find our terms and conditions and other documents, e.g. our Privacy Policy, in our dedicated Legal center here.